بزنس کے لئے چیس نیلم ریزرو: چیس ڈیبیو نیا پریمیم کارڈ

بزنس کے لئے چیس نیلم ریزرو: چیس ڈیبیو نیا پریمیم کارڈ

ADVERTISEMENTNewsChase Sapphire Reserve for Business: Chase debuts new premium cardDanyal AhmedDanyal AhmedCredit card writerCredit card writer Danyal Ahmed is an avid traveler, averaging about 100,000 aeronautical miles per year. He regularly applies that knowledge and his expertise in credit cards to his role as a credit card writer at TPG.June 17, 2025•7 min readThe cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view ouradvertising policy andproduct review methodology for more information.Rumors have been circulating, and now we have confirmation.Chase has finally provided a competitor to business credit card heavyweights like the Capital One Venture X Business and The Business Platinum Card® from American Express. The all-new Chase Sapphire Reserve for Business℠ (see rates and fees), which will launch June 23, 2025, seeks to redefine the business credit card scene by providing a solid return on travel-related spending and a plethora of travel-focused perks.The card's release coincides with the heavily speculated refresh of the Chase Sapphire Reserve® (see rates and fees) to capitalize on the summer season.Let's look closer at the card's offerings and how Chase is changing the business card landscape.At a glanceThe Sapphire Reserve for Business comes with a hefty annual fee of $795.THE POINTS GUYSimilar to other business credit cards, the Sapphire Reserve for Business provides employee cards at no additional cost. The card's pinstripe pattern is captivating, and, according to Chase, the new metal card weighs a whopping 19.6 grams.Regarding credit limits, the Sapphire Reserve for Business features two options:Cardholders can access a high spending pay-in-full limit.Cardholders can use Flex for Business, a credit line that allows payments over time with interest.The Flex for Business credit line option is a fantastic development because business owners may need to occasionally carry a balance, giving them the flexibility to do so without compromising cash flow.Daily NewsletterReward your inbox with the TPG Daily newsletterJoin over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s expertsEarning ratesThis is where the Sapphire Reserve for Business sets itself apart and takes the lead over its competitors. Cardholders earn Ultimate Rewards points at the following rates:8 points per dollar spent on Chase Travel℠ purchases5 points per dollar spent on eligible Lyft rides (through Sept. 30, 2027)4 points per dollar spent on flights and hotels booked directly3 points per dollar spent on advertising purchases — with no cap — made via social media sites and search engines1 point per dollar spent on all other purchasesERIC ROSEN/THE POINTS GUYThis development solidifies the Sapphire Reserve for Business as a true travel rewards card for business owners.Despite lacking a bonus category in other key business expenditure areas, such as shipping, construction supplies, software or cloud storage services, the high earnings on travel and solid earnings on advertising are more than enough to compensate for it.That's because there is no spending cap on advertising spend, whereas other issuers and even the Ink Business Preferred® Credit Card have a $150,000 spend limit per calendar year. For certain business owners, this is an exciting benefit of the Sapphire Reserve for Business card — and perhaps a top reason to apply for the card.These rates beat the Venture X Business and Amex Business Platinum, making the card a potential workhorse for many small businesses.The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.Business travel benefitsFocusing on premium travel, the Sapphire Reserve for Business comes with an annual $500 credit for The Edit by Chase Travel.Cardholders receive a $250 credit from January to June and another $250 credit from July to December each calendar year. To receive the credit, you must book a two-night minimum prepaid stay.Four Seasons Resort Seychelles. DANYAL AHMED/THE POINTS GUYThe fan-favorite $300 travel credit found on the personal Sapphire Reserve is also a perk of the Sapphire Reserve for Business and helps offset the cost of the eye-watering $795 annual fee.Other travel perks include:Up to $120 Global Entry, TSA PreCheck or Nexus credit every four yearsComplimentary IHG One Rewards Platinum Elite Status through Dec. 31, 2027 (cardholders can earn IHG One Rewards Diamond Elite Status after $120,000 spend in a calendar year)Complimentary access to the Chase Sapphire Lounge by the Club and Priority Pass lounges for the primary cardholder and up to two guests per visitAfter spending $120,000 in a calendar year, you can unlock Southwest Rapid Rewards A-List status, plus a $500 Southwest Airlines credit when booking through Chase TravelChase has also added a new points redemption accelerator called Points Boost. This is a new way for cardholders to redeem up to 2 points per dollar spent with select airlines and top-booked hotels through Chase Travel. The card will also allow 1:1 transfers to participating airline and hotel loyalty programs, giving you the potential for even more value for your points.Business-related benefitsAfter carefully considering the value you'll get from the travel-related statement credits, the Sapphire Reserve for Business can be even more lucrative with another $700 in statement credits that help offset business expenses. These include:Up to $400 ZipRecruiter credit: Receive a statement credit for purchases made directly with ZipRecruiter, split into biannual credits of up to $200 from January to June and up to $200 from July to December (through Dec. 31, 2027).Up to $200 Google Workspace credit: Receive a statement credit for purchases made directly with Google Workspace for AI tools for business (through Dec. 31, 2027).Up to $100 Giftcards.com credit: Earn up to $100 in statement credits (up to $50 from January through June and $50 from July through December) on gift card purchases made through giftcards.com/reservebusiness (through Oct. 31, 2028).Other perksBusinesses have various expenses, and the Sapphire Reserve for Business offers some additional perks that lessen the impact of its annual fee.For starters, cardholders receive up to $300 annually in DoorDash benefits, including a 12-month DashPass membership (which must be activated by Dec. 31, 2027).Once enrolled in DashPass, cardholders will receive up to $25 a month: a $5 restaurant promo and two $10 promos toward grocery, beauty, electronics and other purchases. The promos are applied at the time of checkout and unfortunately do not carry over month to month if unused.DOORDASHAs a business owner, if ride-hailing services are part of your monthly expenditure, then you can take advantage of up to $10 monthly (up to $120 annually) Lyft in-app credits through Sept. 30, 2027.Once Sapphire Reserve for Business cardholders spend $120,000 in a calendar year, they also receive a $500 credit to use at the new The Shops at Chase, a marketplace which includes brands like Tumi, Baccarat, Breitling and Dyson.Best of all, as a Chase Visa Infinite card, business owners can rest assured that their travels are covered by some of the greatest travel protections in the industry, along with purchase protection.Related: Your complete guide to Chase and DoorDashBottom lineChase has turned up the heat for summer 2025 with the release of the Chase Sapphire Reserve for Business. Despite the card's $795 annual fee, it features the $300 flexible travel credit we love on the consumer Sapphire Reserve and earns great rates on travel, beating its competitors outright.Although there is an industry trend of adding lifestyle perks and statement credits to offset high annual fees, Chase has done a great job balancing the Sapphire Reserve for Business with easy-to-use benefits.As a cardholder of the Chase Sapphire Reserve since its debut, I think Chase got it right with the Sapphire Reserve for Business and has given the other issuers a run for their money. Although this card may not be for everyone, especially considering its heavy emphasis on travel, it could be a great fit for business owners who are also points and miles enthusiasts.The card (and hopefully a solid welcome bonus) will officially launch on June 23, 2025, so stay tuned for more details.Related: Best business credit cardsApply here: Chase Sapphire Reserve for BusinessFeatured image by PIXELEFFECT/GETTY IMAGESEditorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.ADVERTISEMENTADVERTISEMENTADVERTISEMENTTPG featured cardBest for businesses with high spendingCapital One Venture X BusinessApply for Capital One Venture X BusinessTerms & restrictions apply. See rates & feesTPG Editor‘s RatingOpen Editors ratingCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.4.5 / 5Go to reviewApply nowApply for Capital One Venture X Businessat Capital One's secure siteRewards2 - 10X milesdetails2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business TravelIntro offerLIMITED-TIME OFFER: Earn up to 400K bonus milesdetailsEarn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsAnnual Fee$395Recommended Credit740-850Excellentmore infoCredit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Why We Chose ItThe Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit.Pros & ConsProsThe Capital One Venture X business card has a very lucrative welcome offer.In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.Business owners are also able to add employee cards for free.ConsThe card requires significant spending to earn the welcome offer.Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel. More DetailsLIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 monthsEarn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictionsEarn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business TravelWith no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewardsEmpower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with easeRedeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programsEvery year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business TravelReceive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollmentEnjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier CollectionThis is a pay-in-full card, so your balance is due in full every monthApply nowApply for Capital One Venture X Businessat Capital One's secure siteTerms & restrictions apply. See rates & feesBest for businesses with high spendingCapital One Venture X BusinessTPG Editor‘s RatingOpen Editors ratingCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.4.5 / 5Go to reviewRewards Rate2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business TravelIntro OfferOpen Intro bonusEarn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee$395Recommended CreditOpen Credit score descriptionCredit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850ExcellentWhy We Chose ItThe Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit.View MorePros + consMore DetailsProsThe Capital One Venture X business card has a very lucrative welcome offer.In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.Business owners are also able to add employee cards for free.ConsThe card requires significant spending to earn the welcome offer.Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel. LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 monthsEarn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictionsEarn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business TravelWith no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewardsEmpower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with easeRedeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programsEvery year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business TravelReceive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollmentEnjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier CollectionThis is a pay-in-full card, so your balance is due in full every monthgtm--featured-card-10186

---