کیپٹل ون وینچر ایکس ٹریول کریڈٹ آپ کے اگلے سفر میں آپ کو $ 300 کی بچت کیسے کرسکتا ہے

کیپٹل ون وینچر ایکس ٹریول کریڈٹ آپ کے اگلے سفر میں آپ کو $ 300 کی بچت کیسے کرسکتا ہے

ADVERTISEMENTNewsHow the Capital One Venture X travel credit can save you $300 on your next tripChris DongChris DongContributorChris was a reporter at The Points Guy, where he covered the intersection of credit card rewards and travel. At TPG, he wrote a broad array of stories ranging from in-depth features and reports to trending travel news as it related to loyalty, card benefits and consumer behavior.Oct. 18, 2024•8 min readThe cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view ouradvertising policy andproduct review methodology for more information.Editor's NoteThis is a recurring post, regularly updated with new information and offers.As the saying goes, don't judge a book by its cover. The same phrase can be applied to a credit card's annual fee.Take the Capital One Venture X Rewards Credit Card, for instance. While this premium rewards card has a $395 annual fee, several valuable ongoing perks help offset the full cost of that figure.Those perks are in addition to a nice sign-up bonus: 100,000 bonus miles when you spend $10,000 on purchases in the first six months from account opening.One of the ongoing principal benefits that Venture X cardholders receive each year is an annual $300 credit that applies to bookings made on Capital One Travel. Let's take a closer look at the Venture X annual credit, how you can make the most of it — and why you may want to apply now.What is the Venture X $300 travel credit?Venture X cardholders receive $300 in credits each cardmember year (not calendar year) toward travel, including the year you open the card. That means you can get $300 in value from Venture X immediately.But there is one caveat: The credit only applies to bookings made through the Capital One Travel portal.CAPITALONETRAVEL.COMThe Capital One Travel portal is an online travel agency best compared to those offered by other issuers, such as Amex Travel and the Chase Travel℠ portal. What sets Capital One's portal apart is its partnership with travel booking startup Hopper. It offers excellent predictive pricing technology that can help cardholders ensure they get the best price.Cardholders can log into the Capital One Travel portal to book things like airfare, hotel stays and rental car reservations. The $300 credit will then be applied to those purchases.Even better, the credit can be used across one or multiple transactions until the $300 limit is reached, and no registration is required. This means the credit will automatically apply to transactions until you hit the $300 mark without you doing additional work to take advantage of it.Daily NewsletterReward your inbox with the TPG Daily newsletterJoin over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s expertsRelated: A full review of Capital One Venture XBooking through Capital One Travel vs. booking directlyAt face value, the requirement to use the Capital One Travel portal might feel like a limitation, especially when you consider the benefits of booking travel directly.For instance, when booking certain hotels or car rentals through any third-party service — including Capital One Travel and other credit card issuers' travel portals — you will typically forfeit elite-status benefits and the ability to earn elite-qualifying credits and points within these loyalty programs.CHRIS DONG/THE POINTS GUYHowever, for flights and independent hotels (including Disney resorts, for those who love visits to the Disney parks), booking through the Capital One Travel portal still makes a lot of sense since you wouldn't earn hotel points anyway. Flights booked this way usually still earn points and elite-qualifying miles, the same as booking directly.Finally, Capital One Travel has several unique features thanks to its partnership with Hopper.This includes an integrated price prediction and matching tool along with a best-price guarantee. Capital One also offers the option to purchase cancel-for-any-reason flight coverage and price freeze protection. This allows folks to lock in a price they find on the portal for a fee until they're ready or able to book.Earning miles through Capital One TravelAside from how easy it is to maximize that $300 credit, there is one other excellent reason to use the Venture X to book travel through the Capital One Travel portal: the bonus-earning opportunities.The Venture X has a simple earning structure, accruing 2 miles per dollar on most charges. However, it features elevated earning rates for bookings made via Capital One Travel:10 miles per dollar on hotels and car rentals booked via Capital One Travel5 miles per dollar on flights and vacation rentals booked via Capital One TravelSo, by using the Venture X for Capital One Travel purchases, you can ensure you take full advantage of your $300 annual credit and then earn bonus miles on your other bookings above and beyond that threshold.CAPITALONETRAVEL.COMYou should also look into how you can stack rental car perks using Hertz and the Venture X; this will save you a lot of time, money and hassle when leaving the airport to start a vacation.Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms applyEarn miles while using the creditVenture X cardholders can receive the $300 annual Capital One Travel credit while still earning miles (at the applicable rate).For instance, let's say you booked a hotel for exactly $300 through the Capital One Travel portal. You'd be credited $300 on your statement, and you would also earn 3,000 miles ($300 multiplied by 10 miles per dollar) for the "purchase." That's very generous on Capital One's end.How does this travel credit compare to other premium cards?Two major competitors to Venture X in the premium card space are The Platinum Card® from American Express and Chase Sapphire Reserve® (see rates and fees).Both the Chase and Amex products have higher annual fees, but they also offer an array of additional perks that may be useful for some consumers. They each carry travel-specific benefits that are worth comparing to Venture X.Chase Sapphire ReserveThe Chase Sapphire Reserve charges a $795 annual fee, and one of its standout perks is a highly flexible $300 annual travel credit. Unlike Capital One's requirement to use a proprietary booking portal, Chase allows Sapphire Reserve cardholders to earn their $300 back on a wide variety of travel transactions. This applies regardless of whether they book directly with a hotel or airline or through Chase Travel.Amex PlatinumThe Amex Platinum charges an $895 annual fee (see rates and fees), with an array of built-in statement credits that help offset the yearly cost of the card.One of the perks most similar to Capital One's is an up-to-$200 airline incidental fee statement credit each calendar year. Another similar perk: up to $600 in statement credits on prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings (of two or more nights for THC) made through American Express Travel® when you pay with your Amex Platinum. Enrollment is required for select benefits.Bottom linePremium credit cards tend to feature high annual fees. But often, the protections, credits and perks they offer make up for a large chunk of those annual fees. In the case of Venture X, a $300 annual credit applied to Capital One Travel bookings significantly offsets the card's $395 annual fee. This also effectively reduces the cost of the annual fee to $95 once you've maxed out that $300 credit.If you plan to apply for the Capital One Venture X — or have the card already — you will want to familiarize yourself with the travel portal to ensure you get the most out of this benefit.Learn more: Capital One Venture X with 100,000 bonus miles when you spend $10,000 on purchases in the first six months from account opening.For rates and fees of the Amex Platinum Card, click here.For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.Featured image by DENVER INTERNATIONAL AIRPORTEditorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.TPG featured cardBest for businesses with high spendingCapital One Venture X BusinessApply for Capital One Venture X BusinessTerms & restrictions apply. See rates & feesTPG Editor‘s RatingOpen Editors ratingCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.4.5 / 5Go to reviewApply nowApply for Capital One Venture X Businessat Capital One's secure siteRewards2 - 10X milesdetails2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business TravelIntro offerLIMITED-TIME OFFER: Earn up to 400K bonus milesdetailsEarn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsAnnual Fee$395Recommended Credit740-850Excellentmore infoCredit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Why We Chose ItThe Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit.Pros & ConsProsThe Capital One Venture X business card has a very lucrative welcome offer.In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.Business owners are also able to add employee cards for free.ConsThe card requires significant spending to earn the welcome offer.Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel. More DetailsLIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 monthsEarn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictionsEarn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business TravelWith no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewardsEmpower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with easeRedeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programsEvery year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business TravelReceive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollmentEnjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier CollectionThis is a pay-in-full card, so your balance is due in full every monthApply nowApply for Capital One Venture X Businessat Capital One's secure siteTerms & restrictions apply. See rates & feesBest for businesses with high spendingCapital One Venture X BusinessTPG Editor‘s RatingOpen Editors ratingCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.4.5 / 5Go to reviewRewards Rate2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business TravelIntro OfferOpen Intro bonusEarn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee$395Recommended CreditOpen Credit score descriptionCredit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850ExcellentWhy We Chose ItThe Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit.View MorePros + consMore DetailsProsThe Capital One Venture X business card has a very lucrative welcome offer.In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.Business owners are also able to add employee cards for free.ConsThe card requires significant spending to earn the welcome offer.Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel. LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 monthsEarn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictionsEarn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business TravelWith no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewardsEmpower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with easeRedeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programsEvery year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business TravelReceive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollmentEnjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier CollectionThis is a pay-in-full card, so your balance is due in full every monthgtm--featured-card-10186

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