آپ سب کو کار کرایہ پر لینے کے لئے ڈیبٹ کارڈ کے استعمال کے بارے میں جاننے کی ضرورت ہے

آپ سب کو کار کرایہ پر لینے کے لئے ڈیبٹ کارڈ کے استعمال کے بارے میں جاننے کی ضرورت ہے

ADVERTISEMENTNewsAll you need to know about using a debit card to rent a carCaroline TannerCaroline TannerNews reporterA classically trained journalist, Caroline Tanner covers news and travel for TPG. She is a dual-journalism graduate of Mizzou and Northwestern.Oct. 08, 2024•8 min readThe cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view ouradvertising policy andproduct review methodology for more information.If you are an elder millennial like myself and have lived in walkable cities since graduating from college, you may have never rented a car before.I used Kyte three years ago, but before last month, I had never booked a car rental under my name.Since I was relatively unfamiliar with the ins and outs of renting a car, I was surprised to learn that major rental car companies do not make it easy to use a debit card to rent a car.Here's what you need to know if you want to use a debit card to rent a car.Extra requirements to use a debit cardTo start, know that the rules about renting a car with a debit card vary by both company and location, so you should call the specific rental car location and company you're hoping to use to verify their policy ahead of time.I wish I had done that rather than find out we would not be able to use a debit card to get a car at Enterprise's Seattle Lake City office.Most major rental car companies, including Enterprise, Hertz and Budget, require at least one of the following to use a debit card:An additional depositMultiple forms of identification beyond your driver's license, such as a passport or utility billProof of insuranceFor example, Enterprise charges debit card users a deposit of $200 to $850 at the time of rental to "account for Renter potentially incurring additional amounts owed under the rental contract." The deposit amount varies based on the rental location and vehicle class.Daily NewsletterReward your inbox with the TPG Daily newsletterJoin over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s expertsCAROLINE TANNER/THE POINTS GUYAdditionally, Enterprise requires debit card users at most nonairport locations to meet the following conditions:The name and address shown on the renter's driver's license must match their current home address.A renter's address must be within 50 miles of the renting branch, or the renter's driver's license must be from the same state where the rental branch is located.Renters must present a utility bill with no past-due balance or disconnect notice.Renters must present one of the following items: a cellular phone bill, paycheck or original declaration page from an active auto insurance policy. The bills must be the original bill, dated within the previous 30 days and have an address that matches the renter's current home address.Unless you knew about these policies beforehand, you will probably not have these documents on you during a trip. And even if you do have them with you, the extra paperwork can still make the overall process cumbersome.You might have to jump through some more hoops, too, including undergoing a credit check before renting, and you might be required to show proof of a return ticket at some rental car companies' airport locations. It might go without saying, but rental companies will not accept prepaid cards either.Additional restrictions: Age, location, car typeAlthough you can generally rent a car in the U.S. at age 21 by paying an additional "young driver" fee, some companies have upped the age for debit card rentals to 25. In addition to age, some companies prohibit debit card users from driving a rental car out of state and also restrict the types of vehicles they are eligible to rent.More reasons to use a credit card to rent a carAs you've probably gathered by now, rental car companies do not make it easy to use a debit card. Renting a car by credit card can be more practical for a few other reasons, too.Using the right card ensures your rental car is protected should something go wrong, such as theft, damage, injury and potential loss of life. Credit cards also generally provide higher coverage amounts than the policies offered by the rental car company. Just note that most cards offer secondary insurance for rental cars, meaning your primary coverage will be applied first.Secondary insurance only kicks in after other types of insurance, such as travel insurance or personal car insurance, have been used. After that, secondary insurance is applied to cover any remaining expenses to be paid, such as deductibles on those other policies. Both types of insurance offer maximum coverage amounts, so be sure that the amount at least meets the total value of the car you're renting.Secondly, certain cards offer perks at specific rental car companies. For example, The Platinum Card® from American Express offers automatic National Emerald Club Executive status, Avis Preferred Plus status and Hertz Gold Plus Rewards President's Circle status, among other perks (enrollment required for select benefits).People with a United Club℠ Card (see rates and fees) get complimentary Avis President's Club status, which includes free upgrades of two car classes, guaranteed car availability when booking at least 24 hours in advance and expedited rental service.Best credit cards to use to rent a carUNIVERSAL IMAGES GROUP/GETTY IMAGESSome of the best travel rewards cards provide car rental insurance with a collision damage waiver when you use the card to book a rental. This waiver can cover rental car accidents, theft or damage.The following cards offer primary car rental insurance on most rentals while also offering earnings for travel purchases, making them great cards to use for rental cars:Chase Sapphire Reserve® (see rates and fees)Chase Sapphire Preferred® Card (see rates and fees)Capital One Venture X Rewards Credit CardInk Business Preferred® Credit CardInk Business Cash® Credit Card (see rates and fees)Ink Business Unlimited® Credit Card (see rates and fees)United℠ Explorer Card (see rates and fees)United Quest℠ Card (see rates and fees)United Club CardUnited℠ Business Card (see rates and fees)Any American Express card that's enrolled in the American Express Premium Car Rental Protection programThe information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.If you don't need primary insurance, consider using one of the below cards, which give secondary car rental insurance:Capital One Venture Rewards Credit CardCapital One VentureOne Rewards Credit CardChase Freedom Flex® (see rates and fees)Chase Freedom Unlimited® (see rates and fees)Amex PlatinumAmerican Express® Gold CardMarriott Bonvoy Brilliant® American Express® CardMost American Express cards offer secondary car rental insurance.Several of our favorite travel cards can earn you points or miles when you book car rentals through credit card travel portals, including:Chase Sapphire Reserve: 8 points per dollar spent on all purchases through Chase Travel℠Chase Sapphire Preferred: 2 points per dollar spent on travel purchasesCapital One Venture X: 10 miles per dollar spent on hotels and rental cars booked through Capital One TravelCapital One Venture Rewards Credit Card: 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One TravelFor Amex cards: Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.Bottom lineADAMKAZ/GETTY IMAGESWhile it's possible to rent a car using a debit card, the process is much more complicated, and you don't get the perks of using a credit card, including the possibility of earning bonus points and miles.Therefore, we recommend using one of the above credit cards to make the most of renting a car. Doing so will give you the security of knowing you have insurance while allowing you to earn points or miles for your purchase.Related reading:Credit cards that offer elite status for car rentals9 rental car rewards programs you need to know aboutSave money on your next trip: Use these tips to never pay full price for a rental carFor Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.Featured image by SOPA IMAGES/CONTRIBUTOR/GETTY IMAGESEditorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.TPG featured cardBest for businesses with high spendingCapital One Venture X BusinessApply for Capital One Venture X BusinessTerms & restrictions apply. See rates & feesTPG Editor‘s RatingOpen Editors ratingCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.4.5 / 5Go to reviewApply nowApply for Capital One Venture X Businessat Capital One's secure siteRewards2 - 10X milesdetails2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business TravelIntro offerLIMITED-TIME OFFER: Earn up to 400K bonus milesdetailsEarn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsAnnual Fee$395Recommended Credit740-850Excellentmore infoCredit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Why We Chose ItThe Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit.Pros & ConsProsThe Capital One Venture X business card has a very lucrative welcome offer.In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.Business owners are also able to add employee cards for free.ConsThe card requires significant spending to earn the welcome offer.Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel. More DetailsLIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 monthsEarn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictionsEarn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business TravelWith no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewardsEmpower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with easeRedeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programsEvery year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business TravelReceive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollmentEnjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier CollectionThis is a pay-in-full card, so your balance is due in full every monthApply nowApply for Capital One Venture X Businessat Capital One's secure siteTerms & restrictions apply. See rates & feesBest for businesses with high spendingCapital One Venture X BusinessTPG Editor‘s RatingOpen Editors ratingCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.4.5 / 5Go to reviewRewards Rate2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business TravelIntro OfferOpen Intro bonusEarn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee$395Recommended CreditOpen Credit score descriptionCredit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850ExcellentWhy We Chose ItThe Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit.View MorePros + consMore DetailsProsThe Capital One Venture X business card has a very lucrative welcome offer.In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.Business owners are also able to add employee cards for free.ConsThe card requires significant spending to earn the welcome offer.Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel. LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 monthsEarn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictionsEarn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business TravelWith no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewardsEmpower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with easeRedeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programsEvery year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business TravelReceive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollmentEnjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier CollectionThis is a pay-in-full card, so your balance is due in full every monthgtm--featured-card-10186

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